ORACLE PRICE REFERENCE / KAMINOExample prices until refreshed

YOUR NEXT MOVE NEEDS SOME SPACE

Borrow less.
Leave room.
Think ahead.

Keep an eye on the gap between what you borrow and where the pressure starts.

YOUR MODELED PRICE BUFFER01

62.5%collateral price fall
to the selected threshold*

YOUR DEBTROOM TO MOVETHRESHOLD

*With debt price unchanged and before interest. This is a model, not a safe borrowing limit.

BUILD YOUR SCENARIONO WALLET NEEDED

Collateral amount

Starting loan to value30%

5% / MORE ROOM80% / LESS ROOM

Modeled debt, denominated in USDC

354.00USDC

Collateral reference value$1,180.00

Liquidation reference price$44.25

Interest over selected horizon2.33 USDC

Model assumptions

Liquidation threshold (%)

Borrow APR (%), constant

Interest horizon (days)

Collateral price (USD)

Threshold and APR are editable examples, not current Kamino terms. Debt is modeled at $1 per USDC. Fees, debt risk weights and collateral yield are excluded.

Stress-test this position

No funds move. Review actual market rules before borrowing.

TURN THE MARKET AGAINST YOUR PLAN

What if the cushion
gets smaller?

Move both sides of the position. Collateral can fall while the debt grows.

Collateral price falls−20%

USDC reference price rises+0%

Include modeled interest in this scenario

SCENARIO LTV37.75%

Below the selected threshold.

42.25 percentage points remaining.

LTV = debt value ÷ collateral value. Interest uses simple APR × days ÷ 365. Thresholds are model inputs.

THREE THINGS WORTH SEPARATING

The loan. The limit.
The room between.

Visit Kamino

Your collateral

Choose a reference asset and amount. Refresh indicative oracle prices, or enter your own price.

Your assumptions

Set starting LTV, a liquidation threshold and an interest horizon. These are a scenario, not an offer.

Your next decision

Test a price shock and export the result. Any real lending action happens in your chosen protocol.

LOANGAP — A borrowing limit tells you where a position can end. LOANGAP asks a more useful question: how much room have you left before you get there?

FIELD NOTES / 001

The space before liquidation.

Why the number you can borrow matters less than the room you leave. A practical walkthrough of collateral, debt and changing prices.

Read the full article

TEN SECONDS INSIDE LOANGAP

See the idea
in motion.

An original short film about this tool.

Get the launch kit

Borrow less.Leave room.Think ahead.

What if the cushiongets smaller?

The loan. The limit.The room between.